Support Cape Fear Habitat Through Diverse Donations
Habitat for Humanity gratefully accepts a variety of donations beyond traditional cash gifts. Consider contributing:
Stocks
Bonds
Annuities
Real Estate
Life Insurance
Retirement Accounts
Donor Advised Funds
Each option offers unique benefits and may save you at tax time, all while making a significant impact on our community’s mission to provide safe and affordable housing.
Contribute
CONTRIBUTE THROUGH YOUR IRA
Donating from your retirement account can reduce your taxable income and lower your tax bracket. It may even count towards your Required Minimum Distribution (RMD) for the year. Whether it’s transferring appreciated securities or designating Cape Fear Habitat for Humanity as a beneficiary, your gift will create lasting change in our community.
ANNUITIES
Contributing annuities will provide a stable source of funding for our services. Whether you have immediate or deferred annuities, your donation helps secure affordable housing for families in need and can offer you tax benefits and potential income during your retirement.
LIFE INSURANCE
Naming Cape Fear Habitat for Humanity as a beneficiary of your life insurance policy is a meaningful way to support our work. Your donation will create a lasting legacy, ensuring that your commitment to affordable housing continues for years to come.
DONOR ADVISED FUNDS
A DAF is a charitable account that allows you to give money to charities over time in a variety of ways, and can lead to a tax deduction. Think of it as a charitable investment account that allows you to support the organization of your choice.
BONDS
By donating bonds, you will help us build homes and stronger communities. Similar to stock donations, giving bonds can offer tax advantages while providing key support for Habitat projects.
STOCKS
Donating appreciated stocks allows you to avoid capital gains tax while receiving a charitable deduction for the current market value. This type of gift not only supports our mission but may also provide significant tax benefits for you. Giving a gift of publicly-traded stock may provide greater tax benefits than giving cash. You will receive a charitable deduction for the fair market value of the stock and you incur no capital gains tax subject to IRS deduction limits. The process is simple. Your financial advisor or broker can assist you in making a gift of stock via a direct transfer with the following information:
Questions? Call Wells Fargo using the numbers above and ask for Jennifer Edwards. Questions for Cape Fear Habitat? Contact Us: (910) 762-4744 ext. 102 or development@capefearhabitat.org
Every Contribution Strengthens the Cape Fear Region
Do you have questions or would you like to discuss your contribution to Cape Fear Habitat? We are available to talk with you.