The Repair Program

• You must own the home on public record, be current on property taxes and have lived in the home for at least one year (unless temporarily displaced due to critical repair needs).
• The home must have critical needs for repairs that puts your health or safety at risk. For aesthetic home updates and renovations that are not critical to your health and safety, please contact your preferred home remodeling professional.
• The home must be located in New Hanover, Pender or Duplin County.
• Your home must be approximately 1,500 square feet or less.
• You must be unable to afford to repair the home yourself. The total household annual gross income must fall below 80% of the median household income for households of the same size in your county (see maximum household incomes in the chart below).

CHART FOR MAXIMUM HOUSEHOLD INCOMES PER COUNTY:

Income limits are effective as of April 2024 and change annually.

• The house must not be located in a flood zone.
• Manufactured homes, mobile homes, and trailers are considered on a case-by-case basis. For these homes, we can usually help with roofs, decks, ramps (for accessibility), HVAC and hot water tanks.
• For storm-related critical repair needs, the home must have been uninsured or underinsured at the time of the storm. All FEMA and / or insurance awards must be remitted to CFHFH if not already used to make repairs on the home. Documentation of use may be required.

Homeowners partner with Habitat in the following ways:

• We ask that you provide required documentation to accompany the application. You will need a copy of your State issued photo ID, Social Security card, proof of all income for everyone in the household, and tax returns for the past 2 years, if you file.
• We will ask you to agree to a well-defined Scope of Work contract for requested and approved repairs before moving forward with the work.
• If applicable and based on affordability and Scope of Work, we may ask you to share in the cost of repairs on a sliding scale.
• We ask that you work with our staff to create a personalized plan to complete partnership hours, with activities based on ability. This could include writing cards, meeting with our team for a short interview to share about the impact of our Home Repair Program, providing water to volunteers, making calls to friends who may also need repairs on their homes, volunteering with a place of faith, school, or an approved community organization. Friends may help the family with activities.
• We will ask that you keep appropriate homeowner’s insurance and stay current on property taxes once repairs are completed.
• You will be asked to allow photos of the job and sign a media release for grant reporting and program awareness purposes. We will work with you on only sharing information that you’re comfortable with and that it is done with the utmost respect for you and your home. We are happy to do this in such a way that your identity is protected, if needed.
• We ask you to understand that Home Repairs are completed by Cape Fear Habitat’s dedicated volunteers.